Wintz & Ray Funeral Home
2901 Douglas Ave, Yankton, SD, 57078
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in South Dakota
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“This family was fabulous when we had our memorial service for: James Brown III. Paul & Steve are fabulous with making your service the way you would want it. Can't say enough wonderful things about this family & staff. Thank you all for what you did for our family.”
— Karen Mesch
“The service we received at Wintz and Ray was exceptional. They treated us like family, so caring and compassionate. We would recommend them to all who are faced with a funeral. You won't find any nicer people to work with!!”
— Julie Walloch
“The entire staff at Wintz Ray Funeral Home are so kind, caring, compassionate, helpful, and a dream to work with. We are forever grateful for all their help in making Dave's service seamless!! We worked directly with Paul. He is nothing short of an incredible man!!”
— Amanda Amanda
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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