Assumption Cemetery
St Cloud, MN 56301, MN, 56301
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“I had a wonderful experience. I spoke with Dorothy for 1/2 hour on the phone getting her help trying to locate my infant sister’s unmarked grave. She went above and beyond helping me. Two days later some of my siblings and I went to Calvery Cemetery to find her grave. After searching for a while I called Dorothy. She stayed on the phone with me telling me where to go until we found my sister’s grave. It was very emotional for myself and siblings. Dorothy was very compassionate, patient and understanding. We then went to the office to meet with her. She was very professional and helpful. I cannot say enough positive things about Dorothy and the incredible way she helped us. Forever grateful.”
— LuAnn Bard
“Dorothy is super rude!!! Wow we purchased three plots there for my mother and my father and my mom had questioned and she was the worst person. They realy need to hire a more compassionate, caring, and kind person to answer the phone especially when people have questions.”
— Young Mee
“We worked with Dorothy she absolutely was amazing. We were able to pay for all four of our crypt plots on time. Even when she is extremely busy she is very professional. Thank you Dorothy. Todd and Brenda Kise”
— Todd Kise
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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