Tracy Morton Memorial Chapel LLC
55 Coast Rd, Pensacola, FL, 32507
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“After a glowing recommendation from a close family friend, we entrusted Tracy Morton with my mother’s final journey to Barrancas National Cemetery. Since we were coming from out of town, Tracy went above and beyond to coordinate with the local funeral home to ensure my mother’s casket was transported safely to Pensacola. What touched us most, however, was the care she took with my mother’s appearance. My son said it best: 'The last time I saw Grandma she was bedridden and didn't look like her. When I saw her today, I saw my Granny again.' The entire staff at Tracy Morton Memorial Chapel is professional, empathetic, and truly cares about the families they serve. A special thank you to Eddie for his exceptional assistance with the processional and committal service. We cannot recommend them highly enough.”
— ReneeOnPoint
“Our family is incredibly thankful for the exceptional service and compassion we received from Tracy Morton Memorial Chapel, LLC during the passing of our beloved father. Tracy took the time to educate us on all available options, which helped us make informed, confident decisions about his arrangements. Her professionalism, warmth, and genuine care brought comfort to us during a very difficult time. Tracy made sure our father’s appearance reflected his everyday style, from his hair to his clothing, and that attention to detail meant so much to us. Tracy also graciously opened her chapel to us for the service, creating a beautiful, respectful space to honor his life. While we are thankful for the services we’ve received from other funeral homes in the past, none compare to the care, quality, and personal touch we experienced at Tracy Morton Memorial Chapel. Tracy went above and beyond, and we are forever grateful. With sincere appreciation . The Brewington Family”
— April Gregory
“My daddy wasn’t well when he was living an she made him look like a younger version of my daddy when he was younger! Perfect perfect perfect! Daddy just look like he was sleeping! This beautiful queen Tracy Morton a winner 🏆 thank u for making my daddy look like he still alive! Stay bless beautiful queen u amazing🙏🌹🙏🥰 🇺🇸 🇬🇲 🇯🇲 🇭🇹 🇳🇬 🇨🇦 🇬🇭 🇸🇳 🇹🇹 🇬🇧 🇺🇬 🇲🇽 🇵🇷 🇨🇺 🇧🇸”
— selena Juicyred70
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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