Korsmo Funeral and Cremation Service
409 8th St S, Moorhead, MN, 56560
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I was so very blessed to have Had Colleen and Conrad and all those that took amazing care of my dear husband and my 2 sons in my darkest time of my life! They were above and beyond amazing care ! THEY WERE VERY UNDERSTAND OF MY NEEDS TO CELEBRATE THE LIFE OF MY HUSBAND AND W SONS!!!”
— Cindy Spengler
“Very respectful, caring, and detailed to their job. Helpful to the family through the process of loss and grieving as a whole. Always ready to help and lend a hand in any way needed to guide u through the process. Trusted by our family through generations and proud to have them as part of the Fargo/ Moorhead community.”
— heather parchman
“I couldn't imagine having anyone other than Conrad help myself and my family navigate my dad's funeral arrangements. He genuinely cared about making sure my dad was represented the way he would want, and made sure my mom and I had peace of mind through the entire process.”
— Alice Gravel
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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