Florida Direct Cremation
3121 44th Ave N, St. Petersburg, FL, 33714
License #ity-300
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Theo and his team at Florida Direct Cremation were incredibly professional, compassionate, and supportive during a very difficult time. They made the entire process simple and stress-free, answered all our questions, and treated our family with genuine care and respect. I highly recommend Theo and his team to anyone needing their services.”
— Mario Barroso
“During a hard time, the kind people here helped me get through it. They walked me through everything explaining each step. They were very thoughtful and courteous. The ease of the process made it possible to deal with other things during this tough time.”
— Rick James Henry
“Just wanted to thank Theo and the team at Florida Direct Cremation. They were extremely professional, efficient and compassionate, thank you.”
— scott fancher
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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