Peterson Chapel Funeral Dir
119 Central Ave, Buffalo, MN, 55313
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“This people are earth angels. Thanks again for your support and compassion. Your help financially was greatly appreciated considering the position the insurance company put my family in.”
— Dennis Moorhead
“My mom Joan recently passed away, a life long resident of Buffalo. Kevin and the team at Peterson's Chapel took great care of my mom and us. They had my mom looking SO beautiful, my mom always loved her hair. Kevin thank you so much!”
— Nila Bursheim
“Managing a parents death and burial is tough. Tougher when mom was in FL when she passed and needing to be buried in Montrose, MN. I didnt have to do a thing! Colleen, Kevin and staff handled our anxiety and endless questions by email and calls (some frantic) with patience and expertise. From funeral pre-planning in 2015 to the burial in 2024- they stayed true to their all inclusive approach. Very grateful. Thanks so much. Debbie Hayes family.”
— Amanda Peterson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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