Rossi & Ditoro Funeral Home
501 Union St, Schenectady, NY, 12305
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Rossi & DiToro funeral home was the best place to start my sister’s farewell. The experience of putting my little sister to rest was hard enough. Dave and Doreen made this process safe, easy and extremely peaceful. Dave and Doreen are amazing people, its incredible that people still exist with hearts this big. Not only did they meet our families expectations, they exceeded it and went above and beyond. I have never buried a loved one here but i will continue here for any of my journeys i may face and recommend to anyone. Thank you both!!!!”
— Taino Ayala
“Thanks to Rossi & Ditoro Funeral Home, my father was able to have a beautiful and stress-free funeral for his wife. Doreen, Dave and everyone at the funeral home helped him with everything he needed, along with all the paper work that was needed to be filled. They explained everything to him from A-Z. Their communication is on point. They were very caring, very supportive, helpful, and understanding. They were very patient with my father and we felt so comfortable having chosen this funeral home in his time of grief. I knew that he was taken care of without having to worry about how he will go about making arrangements. Doreen, Dave and everyone at the funeral home helped everything go as smooth as possible and stress-free. Thank you to everyone at Rossi & Ditoro Funeral Home for making everything stress-free and for being there for my father. I definitely recommend this funeral home! You guys Rock!”
— aartie bhagolie
“I don't know how to thank David & Doreen enough. They & their staff run like a well oiled machine...all while being friendly, funny, compassionate! Our family member passed unexpectedly in Florida, leaving us with the daunting task of finding a funeral home back in Schenectady and flying our loved one home. They walked us through each step and were always in communication with us. THANK YOU, to you all!”
— Stephanie Wade
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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