Gearhart Funeral Home
11275 Foley Blvd NW, Coon Rapids, MN, 55448
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Our family recently experienced the unexpected passing of a young loved one, and it was our first time having to make funeral arrangements. During such a difficult and emotional time, Ryan was truly a blessing to work with. From the first phone call, he was kind, patient, and transparent. Unlike many other funeral homes that quoted separate prices for every service, Ryan provided a clear and fair total estimate, which helped ease so much of our stress. When we met him in person, his compassion and professionalism immediately stood out. He gave us time to grieve and make decisions without ever pressuring us, and he guided us through every detail with care and respect. Ryan took care of everything — all we had to do was make our arrangements with him, and he handled the rest. Even in such a heartbreaking time, he made the process as smooth and comforting as possible. We are deeply grateful for Ryan’s kindness, honesty, and support. He went above and beyond to help our family, and we couldn’t be more thankful for the compassion he showed us during one of the hardest moments of our lives.”
— Carolina Gumenyuk
“Excellent customer service in handling all of the specific details for our Celebration of Life service recently!!! We did not have to worry about anything… it had all been discussed and handled. Great follow up with us if there was anything they could do. Ryan and the staff were excellent to work with. During a difficult time, it was wonderful to have a supportive and caring staff to help us!!! We highly recommend their services!!!”
— Don Veidel
“In my darkest moments after my husband passed I was so fortunate to have the team at Gearhart Funeral Home show so much compassion and kindness to me and my family. The compassion and care they took in bringing him into their care from my home to assisting with his final resting place, my family and I were very impressed. Everything that was to happen was explained very kindly by the funeral director, Ryan. I felt very cared for by all the people who helped me at Gearhart. Prices for the funeral services were explained and everything went so smoothly.”
— Shari Benoit
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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