Bergin Funeral Home
290 E Main St, Waterbury, CT, 06702
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“During one of the most difficult times in life, I found something completely unexpected at Bergin Funeral Home—a genuine sense of peace. From the moment I walked in, there was a calm, comforting atmosphere that made the overwhelming emotions feel a little more manageable. The staff was compassionate, professional, and attentive in a way that felt deeply personal. I never imagined that a funeral home could offer a sense of serenity, but that’s exactly what Bergin provided. Their thoughtful guidance and quiet strength helped turn a painful moment into one filled with grace and dignity. It truly made a difference. Thanks you Valerie Rizio”
— Pego Vargas
“Bergin Funeral Home recently handled the arrangements for my father's passing, and I cannot say enough about the compassion, professionalism, and care we received throughout the entire process. Scott, the Funeral Director, was especially wonderful—he went above and beyond to ensure that every detail was handled with grace and respect. We chose to have a graveside service, and even without a formal wake, the support from the team at Bergin made us feel as though we were given all the time and space we needed to honor my father in a meaningful way. Scott was incredibly attentive, offering guidance when needed, but also allowing us the freedom to personalize the service to truly reflect my father's life. The kindness and sensitivity shown by everyone at Bergin Funeral Home turned a very difficult time into a peaceful and memorable experience. I wholeheartedly recommend their services to anyone in need of compassionate care during such times!”
— Joseph Flaherty
“Scott and Stacy displayed exceptional kindness and compassion. Scott was instrumental in planning the funerals for my aunt and uncle, who passed away within a short time frame. His kindness and support were deeply appreciated. Stacy, recognizing my anxiety during the funeral, offered a comforting presence and allowed me to vent my emotions. I am sincerely grateful for their support and kindness. Thank you guys so much again ❤️❤️”
— Iesha Alcantara
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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