J. H. Churchill Funeral Home and Cremation Services
201 S 3rd St, Murray, KY, 42071
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“When you lose a loved one, you want to have a service that represents them and all the love you shared. JH Churchill allowed us to do just that. Thank you, Mike and Jeremy for everything!”
— Kacy Horton
“They did an amazing job with Betty Dodd. She looked beautiful. The service was beautiful and the video and pictures were displayed perfectly. They took care of our family. We didn’t have to worry about anything, but grieve with our loved ones. They did everything we asked them to do! Lisa Bordeaux”
— Lisa Bordeaux
“Professional, caring, efficient staff. Alex made the process easy for me and didn't try to upsell any additional products or services. I especially appreciated this as I was handling my Mom's final arrangements from another state. I would highly recommend this funeral home.”
— Robin Leenders
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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