W.E. Lusain Funeral Home and Crematory
2060 Germantown St, Dayton, OH, 45417
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“First off the company they sent to p/u Mom asked "what kind of music did she like", and we told them and they responded by saying, "we will play that for her on her trip to the funeral home." The second thing was when we went to make the arrangements. The director met with us personally and told us how e1 loved the dress we put on Mom. I said ty and she took Mom's last winning lottery ticket and put it with her for me. Everyone we met from there was so caring and compassionate that we are planning on using them again down the road. They have the best prices and handle everything right there at their location. I'm very impressed by everything I've seen there and read about them on their website. They have great reviews just like the one I'm leaving. Tysm for everything.”
— Kim Hagan
“Recently I reached out to Miracle and Marci at W.E. Lusain Funeral Home and Crematory for my father’s funeral. They have been very patient and honored all our requests to fulfill the rituals in best possible way. They have given us all the support needed even after the cremation was done. They explained all the process in detail and have replied to any questions I had. Most of the times the response was very quick even when I emailed them on the weekend or late in the nights. I am thankful to them for all their support during the tough times and appreciate their dedication.”
— Shankar Kotturi
“I called to find out when my grandmother funeral arrangements was. I was told I would get a call back. Whoever the lady was that answer the phone told me she would have the funeral director call me back. I did not get a call back. Instead a call was made to a family member to tell on me, as if I did something wrong. I called to get information regarding my grandmother homegoing services, but was treated as if I wasn't allowed to call or get any information. Basically, I was treated as a child and was not allowed to get any information regarding my grandmother's funeral services. I'm not a child and I don’t like my intelligence being challenged. Lusain Funeral Sercices is not professional and business was conducted inappropriate. The event that took place was uncalled for, smh.”
— C Britton
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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