Lighthouse Memorials Funeral Home
251 1st St S, Winter Haven, FL, 33880
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Adrienne and Mr. Williams went above and beyond for our family in the unexpected death of my mother in law. They treated us with compassion and kindness and not as a transaction. We encouraged our family and anyone in the area to use Lighthouse for all future planning and funeral needs.”
— Sydney Ann
“When my aunt passed away unexpectedly, our family was devastated and unsure of what to do. Meeting with James and his family at Lighthouse Memorials, eased our minds and we knew we could trust him to take the proper care of her. The day of the service was a hard day but James did just as he said he would, he took the time and paid attention to every detail. In such a hard time like this, I could have not asked for a better funeral home director and family to take care of my aunt and our family. Thank you again for everything!!”
— Leticia Montes
“Lighthouse Memorial, Thank you for your service. My loved one's homegoing was very unexpected. James worked with my Family during this timely manner. Ensuring everything was going to done right! It was and I'm truly grateful 🙏🏽 Thank you”
— Harold Albury
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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