Steen Funeral Homes - 13th Street
3409 13th St, Ashland, KY, 41101
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Steen Funeral Home did a phenomenal job managing the arrangements for our mother's services. They listened to what we wanted and made every part a reality. They were caring and compassionate during this difficult time, and ensured that all our needs were met. I would highly recommend Brian Binion and the team at Steen Funeral Home!”
— Amber Dalton
“Steen Funeral Home was wonderful. They were so helpful and compassionate and professional with helping my family when my parents passed away six months apart this year. They made everything so peaceful and seamless from the beginning to the end. Both of the funerals were beautiful and the business end was very stress free. I highly recommend them.”
— melindaspears1
“Pat and the entire staff were supportive sensitive and very accommodating during the recent death of my father. Everything had already been prepaid for my father, which made things a lot easier. They were wonderful making sure that everything was exactly the way we wanted it. I would highly recommend Steens funeral home for Services when needed.”
— April Staiti
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Steen Funeral Homes - 13th Street?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing