Sugar & Scanlon Funeral Home
147 W 4th St, Oswego, NY, 13126
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Theresa is Amazing! She helped so much with both my parents funeral. I never would expect someone that don’t even know someone to help out as much as she does. And I thank her so much for all that she has done for my family. I wish there was something we could do to repay you for everything you’ve done ❤️ I recommend this funeral home, she sure doesn’t let you down in your time of need she will help you through it and work with you ❤️❤️❤️”
— Heather Piazza
“We have had two family funerals here at the Oswego location of Sugar Scanlon Funeral home, one in the 90’s and one just a few weeks ago in 2019. The amount of care, compassion, and attention to detail was so beyond anything we could have ever expected in both instances. Theresa always made sure we understood what was being discussed and that if something wasn’t quite right, she verified before making assumptions. I cannot say enough good things about Theresa and her wonderful staff here. They will always have our business as a family.”
— Tom Place
“As the kids of Debra & Matthew Piazza we just want to say we are so beyond thankful for Theresa, she has been seriously amazing in not only one of our parents passings but both. She goes out of her way to make sure everything is exactly how you want it and always asks before she does something. Being only 22 years old she has helped me through this tragic experience 100%. We love & thank you for everything Theresa, you are an amazing person, I wish there was some way to repay you!”
— Kayleen Piazza
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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