Ladd-Turkington & Carmon Funeral
551 Talcottville Rd, Vernon, CT, 06066
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“We had an excellent experience with Ladd-Turkington & Carmon funeral home. The funeral director, Nathan, was incredibly compassionate and professional. He made such a difficult time so much easier to navigate, helping with every detail along the way. Our entire family is truly grateful for his support. Thank you for everything.”
— Laura Fair
“Losing a loved one and dealing with funeral arrangements is a very emotional event. Mark Holmes helped make that journey so much easier when my mom passed. He is compassionate, patient and made the whole process so much less stressful. It was a great relief knowing we could count on him to make sure we were doing everything we were supposed to and that nothing would be forgotten. I would not hesitate to use his services again in the future and strongly recommend him to anyone who finds themselves needing to make funeral arrangements.”
— Laurie McCrewell
“Two years ago we met with Ladd-Turkington & Carmon Funeral Home and prepaid for the funeral of a loved one. When the time came (Feb. 2023), we met with Mark Holmes of LT&C FH in Vernon. Mark walked us through every step of the wake and funeral planning with patience, understanding and professionalism making sure that we understood. Every detail was covered so that when we were done, all our questions had been answered and we were assured that the requests we had made would would be carried out. Mark, his assistant Debbie, and his staff were invaluable to us. The wake and funeral were expertly handled and everything went smoothly. It felt like we were working with good friends rather than a business. We would highly recommend Ladd-Turkington & Carmon Funeral Home as a dedicated, caring and professional organization.”
— Judy Calaci
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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