Hampton Cove Funeral Home
6262 US-431, Owens Cross Roads, AL, 35763
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Alabama
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I highly recommend Hampton Cove Funeral Home. Heather was amazingly caring and compassionate assisting with the untimely death of my nephew. She went above and beyond and came in on her day off to meet with us. She kept us informed throughout the entire process. Gene was also very considerate and helpful. Our calls and emails were answered quickly and professionally and I am very appreciative for their assistance. Thanks again from the Porter family.”
— Monty Benefiel
“Overall I'm very unhappy with the experience we received. We made several calls and sent several emails and no response was given. Misspellings in the obituary. Photos never updated online. We expected better customer service in a time of grief.”
— K W
“I just want to say thank you to Gene, Heather and Jordan for everything they did in helping me plan our dads funeral. They were professional and so helpful. If I had to do this terrible process again, I would not hesitate to call them. Thank you guys, I will forever remember you fondly.”
— Sandy Williams
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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