McLoughlin & Mason Funeral Home
8 109th St, Troy, NY, 12182
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“The services of this company are exceptional. Anthony worked with our family on a lot of things to make sure our service was great and I thank him for that. He helped make a great service for my mother. I would recommend his company for anyone wanting quality funeral services.”
— kiana aikens
“The services of this company are exceptional. They combined quality with a great price. Anthony helped me have a great funeral for my mother. Even though I live in Atlanta, he took care of everything and had it set for my family when I arrived in NY. We went with him, because he cared for us and you felt it as he took care of you. The guests and family members felt the same and commented on him as a caring person. I will definitely recommend his company for anyone wanting quality funeral services.”
— Nathaniel Lewis
“On December 24, 2020, my brother-in-law passed away unexpectedly at his home. Anthony Perniciaro was wonderful in helping our family make arrangements for the transfer of his remains from Albany Medical Center to the funeral home and even met with us on Sunday, December 27th to help finalize arrangements. Later when we had difficulties with the cemetery, Anthony stepped in and was able to quickly cut through the red tape to arrange for my brother-in-law's interment with his parents. Throughout the process Anthony was compassionated, professional, and gave great advice during a very difficult time. Based upon his help, I would not hesitate to use his funeral home in the future and would urge anyone needing the services of a funeral home in the Capital Region to chose McLoughlin & Mason Funeral Home. We will always remember and be thankful for the compassion and guidance we received from Anthony and feel fortunate that we were recommended to him.”
— Scott Bergin
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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