Harrod Brothers Funeral Home & Crematory
312 Washington St, Frankfort, KY, 40601
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
What Families Say
“Harrods Brothers Funeral Home provided excellent, compassionate service when my mother-in-law passed away. From the very first call, they were supportive, patient, and attentive to every detail. They handled both the funeral and the burial with dignity and respect, making a very difficult time easier for our family. We are truly grateful for the care and professionalism shown to us.”
— Jennifer Aldridge
“Harrod Brothers Funeral Home far exceeded our expectations in all areas of service. They were kind and courteous, prompt in scheduling service, very profession in preparing all brochures and videos, thoroughly discussed services and cost which was very reasonable. I highly recommend this funeral home to anyone needing these services.”
— wayne carroll
“Harrod Brothers took a bad situation and made it as easy as they could. My wife's memorial was beautiful, and I was treated with compassion and respect. I highly recommend them if you need to make arrangements for a loved one's passing.”
— J. Smith
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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