Thomas Funeral Home
4520 Salem Ave, Dayton, OH, 45416
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My brother and I just recently lost our mom. Thomas funeral home did an outstanding job. Their care, patience, and understanding was awesome. Although, it is a sad and trying time, working and planning with the Thomas staff was very comforting during our time of bereavement.”
— Ataul Usman
“We had a good experience with Thomas Funeral Home, helpful with planning and arrangements. The service was perfect and the officiant they used really did an excellent job. The staff we encountered were kind and understanding. No issues.”
— Amber Treadwell
“Every experience my family had had with Thomas Funeral Home has been simply amazing. Even with me working in Funeral Service myself I have no complaints about anything. The staff and Mr. Thomas himself treats my family and myself like their own family. And I will continue to use them for my family and referral to others.”
— Phillip Overstreet
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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