Sterling & Smith Funeral Directors, Inc
1103 E St, Fresno, CA, 93706
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“We recently lost my Grandmother, and Sterling & Smith went above and beyond helping us navigate through such a sad and difficult time. Mario was very kind and compassionate, helping us with all of the details needed to complete my Grandmother's wishes. We lost my Grandfather 9 years ago, and my Grandmother held onto his ashes all that time. She had a special wish to have his ashes buried along with her, inside her casket. Mario was very kind and gentle, helping us do this. Our experience with Sterling was very positive, and I would recommend them to anyone for their services.”
— Vince Garcia
“My mom recently passed away. We had Pre-arrangements with Sterling & Smith for the normal situation. But, we had a special request, Mario helped us with that request, he went above & beyond. Mario was always very kind & respectful while helping us. I really appreciate all that he did for us. I would recommend Sterling & Smith. Thank you Mario”
— Kayla Alejandre
“During a very difficult time, Mario and the team at Sterling & Smith funeral home treated me and my family with kindness, compassion, and care. Mario went above and beyond, handled everything with care and respect. We are truly grateful for the support from Mario and staff. Highly recommend Sterling & Smith funeral home.”
— Simone Walton
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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