Sutfin Funeral Chapel
273 Main St, Nichols, NY, 13812
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I have been to numerous funerals at Suftin Funeral Chapel in Nichols NY and I would like to say that Jody Cooley creates such an incredible, intimate funeral. The details she adds goes above and beyond ANY funeral home I have ever been to. She really finds out WHO your loved one was and makes each experience unique to the deceased. Cook books, sewing machines, motorcycle's, running shoes, sand and sea shells.... If your family member loved something, it will be reflected at the Funeral. The personal quality is above 5 stars. AND - She has chocolate around the Chapel. She knows how to keep stress to a minimum! Thank you Jody Cooley for all you do!!”
— Kimberly Burgert
“Losing a loved one is one of life’s most difficult events. Thanks to Jody and her staff at the Sutfin Funeral Chapel in Nichols, my family and I were able to feel at peace as we managed the ups and downs that came with my father’s passing and took care of all the details required to celebrate his wonderful life. From our initial contact, I knew we were in good hands. There was continuous back and forth conversations and helpful suggestions about every option—from the photo memory cards to the setting of the memorial ceremony we desired, everything came together in an easy flow for a day that truly honored our father. Jody was always patient and caring and professional as she spoke with us about who my father was and she knew how very much we loved him. She took what we shared and went with it to make the day memorable. From the country western music and additions she made to the video tribute that touched our hearts, to the addition of the New York Yankee symbol to his granite marble urn, to the real golf cart she brought into the chapel to incorporate into the display of his sporting life, we were amazed and grateful to have her holding our hands and hearts through it all!”
— D Keene
“I have visited this funeral home many times over the years. It truly is such a warm and comforting place. Jody and her team do a wonderful job,”
— Abby Jones
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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