Kevin W Dougherty Inc
21 Big Tree St, Livonia, NY, 14487
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“Extremely grateful for the wonderful support and care from this funeral home. Thank you Kevin, thank you Brian.”
— Mariel Chenier
“Was here recently for calling hours for the passing of a long-time friend and was impressed all around. From the parking and entry area to how the interior is set up to facilitate walk-throughs, attention to detail and respect and helpfulness from the staff, this made the experience as comforting and peaceful as could be.”
— Stacy Romaine
“98% of funerals I have had to attend have been here or through the funeral home, itself. Have always been respectful and nice. Especially at such a sad time in a family's life.”
— Bettie Boop
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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