Ruby Memorial Funeral & Cremation Services
2050 US-130, North Brunswick Township, NJ, 08902
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Maryann at Ruby Memorial Funeral Home handled my father’s funeral, and I cannot express how grateful our family is for her exceptional service. From the very beginning, her team was compassionate, professional, and incredibly attentive to every detail. What truly stood out was her understanding and respect for our Hindu traditions. They were knowledgeable about the rituals, patient in explaining each step, and made sure everything was carried out with authenticity and care. During such a difficult time, their support brought us comfort and peace of mind. The staff went above and beyond to honor my father’s memory, and we deeply appreciate their kindness and dedication. I would highly recommend Ruby Memorial Funeral Home to anyone seeking a thoughtful, culturally attentive, and heartfelt service.”
— Central Jersey Physical Therapy Associates
“The staff at Ruby Memorial is simply wonderful. The warmth and care they bestowed upon us during the time our family was bereaved due to loss of our father. Christie was simply outstanding in expressing her empathy towards the family and the knowledge she had about the Hindu Cremation was simply outstanding. I on behalf of whole Panchalia family would like to express our humble gratitude towards the service we received from Ruby Memorial Funeral and Cremation Services. May god bless you all.....”
— Pankaj Mishra
“Christine and her staff were outstanding in our family’s greatest time of need. They were kind gentle and desire to our specialized needs We felt Maryann’s compassion during every step of this painful journey and it just made it a bit easier. Thank you, on behalf of our entire family.”
— Madhu Sonti
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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