Simplify Cremations & Funerals
4821 SW 9th St, Des Moines, IA, 50315
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Iowa
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Simplify funeral home was so kind and gracious to me and walked me through the whole process of grief and a very difficult time. The price was very reasonable especially with no insurance to help cover the cost. And they did a very little special request that I asked of them concerning my son and it truly meant a lot to me. Also after 3 weeks of my son’s passing they are still reaching out to me to check on me and my family and see if there is anything they can do to make this time easier for me. Thank you to Shannon for all my calls for help and your patience with me you were more of a blessing than you know.. Tammy Scott”
— J&T Scott
“When I lost my husband in January 2025 I had to make the arrangements and wasn't for sure who to go with. After checking quite a few places I decided on Simplify. They were awesome to work with. Megan did a fantastic job of explaining all details. The people that work there are Angels they are so caring and thoughtful to us. They sent messages to see how I was doing, did I need anything or help filling out paperwork. On his birthday as well as the holidays they sent me messages that they were thinking of me. I can't say enough good things as they were top notch to me.”
— Lorraine Forkner
“For the hardest moments, we face in life, It is companies like Simplify that step in and make things As easy as possible. Losing both parents in less than five months created enough challenge as it is. The care and concern for their dispositioning was one less thing we had to worry about. From good communication to empathetic conversations, the entire process was smooth and I would recommend them to anyone. Thank you!”
— Jen Carolan
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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