Toft Funeral Home, Hinman Chapel
38 South St, Berlin Heights, OH, 44814
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“During one of the most difficult times of my life, this funeral home showed nothing but genuine love, compassion, and support. Although I am a resident of West Virginia, I chose them in Ohio because of the care they showed our family when my step-father-in-law passed away. That same kindness and professionalism was extended to us again when my mother passed away. What truly means the most to me is that their care didn’t end after the services. They still reach out by text to check on me and see how I’m doing. That level of compassion speaks volumes about who they are—not just as professionals, but as people. I will always be grateful for their support and highly recommend them to anyone needing a funeral home that truly cares about families during their hardest moments.”
— Mikki Dillon
“I would like to express my sincere appreciation to the funeral director,Mel Saylers for the compassion and support he showed our family during our great loss and sorrow. He guided us through the details with patience and kindnesses which made things easier to manage.Thank you so much for the way you took care of Cassie and our family from start to finish.Everything was done to honor Cassie with dignity and compassion for our family. Thank you sincerely. Ronnie Hammock and family.”
— Annette Oglesbee
“Toft Funeral home was very kind and empathetic when my husband passed away. They took great care making sure he had a lovely funeral and even went out of their way to get Toft's empty ice cream containers to put on his casket. My husband loved ice cream.”
— Terry Snodgrass
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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