Thomas Funeral Home
709 S 27th St, Unionville, MO, 63565
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Missouri
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Our mother had a stroke and didn't eat or drink liquids for a few days. Due to this, she lost weight and was terribly dehydrated when she passed. She looked so unlike herself it would have been hard to let anyone view her in the state she was in when the funeral home picked her up. We were totally amazed when we were able to view her after they cared for her - she looked so peaceful and like herself. It felt like they had given us our mother back and I can't explain how much that meant to us! Their care and respect of our mother was an incredible gift for which we are truly grateful. We would highly recommend them!”
— Karen Yoder
“A very caring group of people, who have done a great job with the restoring of the bodies & helping the grieve stricken families. Thanks so much for all you do.”
— Nan Jones
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— Torey Weston
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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