Koch Funeral Home
2401 S Atherton St, State College, PA, 16801
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Pennsylvania
$2,745 – $8,633
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,745–$8,633. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I don’t know why anyone would use this funeral home. The man who runs it is a ghoul. I was on time for an appointment to see if my father had purchased a prepaid funeral. He kept me waiting for 20 minutes without any acknowledgment. When he lurched into the room, there was no greeting or apology, and he literally threw my father’s paperwork across the table at me, saying “Your father should have paid this long ago. It would have saved him money.” When he registered my reaction, he went into a smarmy “I knew your father, he was good friends with my employee.” At no point, did he even ask if my father was alive or had passed! I stayed just long enough to find out that for the same exact services, it would be nearly twice as much as the other funeral home in town. When I asked about the military benefit for free death certificates, he shrugged and said it wasn’t worth the trouble. We chose the other funeral home, who were kind and made sure we received the additional help due veterans.”
— Micki A
“My family and I were very impressed with the professionalism, service, sympathy, and respect shown by Koch's Funeral Home for my father's visitation and funeral. There are many logistics and moving parts involved for planning a funeral, especially when a family member's death is unexpected. It can be an overwhelming experience given there are many decisions that must be made within a short timeframe while also coping with the loss of a loved one. Koch Funeral Home coordinated everything seamlessly during the entire process and there were no issues, which made it much easier for my family. Staff were incredibly responsive and helpful to all of our needs. We very much appreciated everything that was done and would highly recommend their services.”
— Lance Lucas
“Was in a very tight financial situation when my father passed and was also during the pandemic last year. Had a very irregular viewing, very short only 10 people allowed. Was charged the same amount, approached the DAY of the final viewing about the money owed, and even went so far as to mention whether my deceased father would receive a stimulus check. If you have money or insurance you will get good service. If you are struggling and come here, good luck. Most of my family have had their services here through the years, but no more. Not sure I have ever been treated so poorly.”
— Melanie Fink
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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