Charles Rader Funeral Home
800 Kilgore Dr, Henderson, TX, 75652
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Texas
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Well, I’ve attended 1 funeral here and the staff were extremely kind and very respectful! Nothing but professionalism! I’ve been told from several clients in the area that spoke highly of this funeral home. I recommend it.”
— Mikey Rad (Master Reviewer)
“Charles Radar Funeral was a very caring place. My husband died in a 4wheeler accident and I was in montana. Helped me so much with my needs and family time. I appreciate John so much and others that let me say goodbye. I highly recommend this Funeral home. Thank you so much for the care.”
— jerri Berry
“The staff at Rader Funeral Home was very sensitive to our needs. They handled my Brother’s cremation with profound and professional care. Our family felt understood and cared for! Thank you so much!”
— Rita Harris
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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