Reed & Benoit Funeral Home, Inc.
632 State St, Watertown, NY, 13601
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“My brother was a hard worker all his life, with very work worn hands and he was quite sick at the end . And when I arrived at the funeral home and viewed him he looked amazing. You would never know how sick he had been nor how work stained his hands had been. He looked very peaceful and wonderful after seeing him as sick as he had been. I’m so thankful to all the staff for the kindness and caring they had shown us. I have posted a picture of my brother and I”
— Karen Markert
“My family has been using the funeral home for several years and have had fantastic experiences each time. They do a great job. The staff went above and beyond to help us. Mr. Stoodley was more than accommodating and assisted us in planning a service for my mother-in-law who just recently passed. My wife and her family were very pleased with everything from the calling hours to the funeral. Nothing bad to say.”
— 315 PUNISHER 97
“My mother just passed away recently and without warning. Jason was the first person we had contact with. He showed great sympathy and assisted us with planning not only her calling hours, but the funeral services as well. He stepped back and let us decide how we wanted Mom taken care of. Lory was amazing all around. She directed us on what to do at the funeral and held me up when I was weak. She was very helpful to my brothers and I. Aaron greeted us, as well as visitors with respect and was courteous and kind. He talked with our family about giving our Mom the service she deserved. Mr. Stoodley was very helpful in asking if everything went the way we had hoped. He assured that our Mom was taken care of and she was presented beautifully at her service with everything we wanted on her. We will continue using Reed & Benoit in the future.”
— Melissa Countryman
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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