Ratterman Embry Bosse Funeral & Cremation Care
2723 Preston Hwy, Louisville, KY, 40217
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Kentucky
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“They were so kind and helpful during my time of sorrow, making the funeral planning as peaceful as possible. I was treated as if I was a member of their family.”
— Patricia FEGER
“Grant Embry was a great help to me when my sister-in-law passed. I was her guardian and he helped me with making her arrangements as she had wanted. He was also very helpful and kind in filing for the insurance benefits. The funeral home has reached out since her passing to check on me to see how I was doing. They have helped to make a hard situation a little easier.”
— Deloris Golladay
“There are not enough words to describe the excellent service we received from Ratterman Embry Bosse Funeral Home. Grant had helped me and my Mom pre-arrange her funeral several years ago. When the time came in December, Grant was right there to see to everything. Every staff member we came in contact with was just wonderful. They were so caring and respectful of not only my Mom's wishes, but also mine. From the visitation and funeral here in KY, to the arranging of flying her home to NY and coordinating with the funeral home there was done with such kindness and care. Grant and Elizabeth have been in contact with me even after the funeral to make sure we were ok!! They made a very hard experience a little easier. I highly recommend Ratterman Embry Bosse Funeral Home.”
— Adrienne Gerdes
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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