Philip J. Brendese Funeral Home
133 Broad St, Waterford, NY, 12188
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“This family at Brendese Funeral home took care of us from start to even months after my brothers funeral! They were the kindest people who went above and beyond for his services!! They really care about the people they are working with and they truly care about your loved ones who have passed! Thank you Nick and family for making this process easy and affordable and it was an absolutely beautiful resting of my brother!! I couldn’t have asked for more!! I would recommend them over and over again!”
— Brian McDonald
“One of the nicest run funeral homes around! Ran by some of the nicest and most respectful people around. Waterford is a very lucky community to have them.”
— Anthony Savage
“When the time comes that you need the services of a funeral home there is no better. The level of detail that the Brendese family handle for you and the grief they guide you through is second to none. They have made every service my family has needed exceptionally easy and perfectly planned. We cannot thank them enough for all the help they have provided us.”
— Christopher Nikles
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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