Aloia Funeral Home, Inc.
180 Harrison Ave, Garfield, NJ, 07026
License #3372
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Dear Andrea and Staff, I would like to express my heartfelt gratitude for the exceptional care and professionalism you showed our family during my father’s viewing and services. From the beautifully organized viewing, to coordinating the police escort and the church arrangements, every detail was handled with such compassion, respect, and precision. During an incredibly difficult time, you truly took care of everything for our family, allowing us to focus on grieving and honoring my father’s life without worry. Your kindness, attentiveness, and dedication did not go unnoticed, and we are deeply thankful for the dignity and peace you brought to this experience. It meant more to us than words can fully express. With sincere appreciation, Ludwika and Maggie Podymski”
— Maggie Podymski
“Andrea and her staff at Aloia Funeral Home were absolutely amazing they did a beautiful job on my dad and were very kind and caring. My family and I are very satisfied with their service and making this difficult time a little easier…. Thank you again for your excellent services”
— Joann McGrath
“Excellent service. I contacted this funeral home after my mother pass away, and Andrea explained everything and emailed me information to expedite the process. She was very patient in answering my questions and concerns. They made my mother look very presentable for the funeral. We were in a small and private room, perfect for saying goodbye to Mom with those closest to her. Very professional.”
— Isabella R
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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