Zylka Funeral Home
513 State St, Perth Amboy, NJ, 08861
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New Jersey
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Zylka Funeral Home provided exceptional care and compassion during one of the most difficult times of our lives. It was wonderful to know that they are from the same hometown in Puerto Rico. Their team was patient, understanding, and incredibly professional from start to finish. Every detail was handled with respect and dignity, and they made sure our family felt supported throughout the entire process. The staff went above and beyond to accommodate our needs, answer our questions, and guide us through decisions we never expected to make. Their kindness made a meaningful difference, and we are truly grateful for the comfort they offered during such a sensitive moment. I highly recommend Zylka Funeral Home to any family seeking thoughtful, attentive, and heartfelt service. They treated us like family, and we couldn’t have asked for better care.”
— Richard Dorta
“During one of the hardest moments of my life, this funeral home treated my fiancé and our family with exceptional care, dignity, and compassion. Every detail was handled with professionalism and kindness, which brought comfort during an overwhelming time. I am deeply grateful for the respect and empathy shown to us. I highly recommend them to anyone needing compassionate, thoughtful service.”
— Afia Gyaesua
“Losing my mother was very hard but working with Ashley from Zylka Funeral Home was very easy. The process was simplified and non stressful. My husband, best friend , and I were able to say goodbye in a lovely setting, while feeling supported. Thank you.”
— Terri Rhoades
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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