Lundy Funeral Home & Cremation Service, Inc.
500 State St, Carthage, NY, 13619
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“So happy to find a funeral home that also caters to people with pets. Our beloved corgi was treated with the utmost respect and dignity. Nicole and Erin were amazing they made us feel so much respect for our grieving and concern for our sweet little girl. If they treat families of humans the way they do for deceased pets other funeral homes need to learn from them. Thank you so much. We will always remember what you have done for us and our beloved baby girl Emmy.”
— Fred Calla
“Our son decided to go with Lundy's for our grandson services and I can tell you they where awesome with every thing .we could not be any more happier with the way every thing went .they make you feel right at home .my wife's family has been going there for years and they have always been great we can't thank them enough . thanks for a wonder funeral service the Woodard family .”
— gordon woodard
“The people who work here went above and beyond for my family and our dog. I am thankful for this place and how they went the extra mile for us. Highly recommended!!”
— Matt johnson
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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