Lord & Stephens Funeral Homes
4355 Lexington Rd, Athens, GA, 30605
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Georgia
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Haley Burns at Lord & Stephens was so kind and so patient about all the questioning we had. She treated us so well, she explained the process in great detail. She was so respectful about the arrangements. We are glad we chose this establishment. She was so compassionate and understanding about our loss.. Service over all was amazing. We definitely recommend for your loved ones!”
— Yossimara Ramirez
“We had a wonderful experience meeting with Ray to plan for our end of life arrangements. No one wants to think of our lives ending but of course it’s reality. Ray showed us different options and listened carefully to what we wanted. It’s a very emotional time for your family when a loved one passes so we wanted to make it easy on our children. Now Lord and Stephens will take care of everything for them. You can’t go wrong with Ray as your guide. A+ Ray!!”
— peggy whitfield
“Dale at Lord and Stephens was so compassionate and understanding with us during our time of loss! He did a wonderful job helping us plan out our mother's funeral and help with all the details. Mr. Lord was very kind and helpful, as well as Mr. Hewell! We really appreciated everyone that was there for us during this difficult time.”
— shanda pressley
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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