Flowers By Gil & Curt
206 Tremont St, Chattanooga, TN, 37405
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Tennessee
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Celebrating our 25th wedding anniversary today. “Best flowers you have ever sent me!” Is the quote. Flowers by Gil and Curt has been our go to since 1999. They have always provided an outstanding product, excellent customer service, and provided suggestions for proper arrangements. Thank you so much!”
— Pat Stone
“Amazing people, stunning flowers and above and beyond customer service! Emily was a joy to work with as she handled my out of town order with expert knowledge and professionalism. I initially fell for a scam/fake flower company advertising on google as a local Chattanooga flower shop(Ruth’s Roses). Thankfully I was able to cancel and I found Gil and Curt! I would give them 10 stars not 5. If you’re in need of flowers in Chattanooga for any occasion Gil and Curt are the best in town!”
— Daniel Kim
“Thank you Gil & Curt for the beautiful casket spray you designed for my stylish 91 year old brother. Based on the pictures of the outfit and casket we provided, you indicated he needed something elegant in white with just a slight touch of the browns that match the casket. And you were so right! The entire family was so pleased with how you captured exactly what was needed (something he would have chosen for himself)! I have recommended you to many others who were impressed with your work. Thank you for being there in our time of need.”
— V Anders
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Flowers By Gil & Curt?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing