La Rosa Funeral Home
254 Main St, Holyoke, MA, 01040
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Massachusetts
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“It has been the saddest time of my life loosing my little man. Gotta say the funeral director Caroline and Staff handled everything there was no issues at all. Amazing service, great communication, highly recommend La Rosa Funeral to everyone. Thank you 🙏”
— Omar H.
“Caroline the funeral director did a Wonderful job on my uncle who recently passed. He looked as he was just sleeping, beautiful work. Serene setting inside and lots of room for the family. She completed all requests in a timely manner. Very professional as well for the staff. My cousin picked a great place to have my uncle viewed, following the burial procession.”
— Esther Torres
“My mother passed away in September of Kidney Cancer. That same day before she passed we were looking for funeral homes. We were racing against time because we didn’t know my mom was going to pass away that night, so we looked around. It was a Saturday and many places were closed. The only one that would see us that same day was Caroline. She made an effort to see us at 7pm. (After hours). We went to speak with her about prices and services for my mom and we agreed to come back on Monday to pay for the services, but my mom ended up passing at 2am on Sunday. We called Caroline and they came to pick her up. It was just meant to be. Caroline and her staff were very sensitive to our needs and took care of everything we wanted for mom. Thank God for La Rosa Funeral Home. The burial services were very special at the church and at the grave site. Caroline is a very special person and we recommend La Rosa to anyone seeking funeral services for their loved ones.”
— Liz “Ely” Rivera-Hernandez
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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