Heritage Oaks Memorial Chapel
6920 Destiny Dr, Rocklin, CA, 95677
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Heritage Oaks Memorial Chapel was kind and compassionate. They handled all details efficiently and their guidance during this difficult time was invaluable. The Veteran's Day of Honor they do each year is an outstanding and heartwarming ceremony to honor the veterans they have served.”
— Yvette Haluck
“The wonderful people at Heritage Oaks provided and coordinated a wonderful service for our beloved father. Their service is 5 Star and their compassion 10+. I highly recommend Heritage Oaks to anyone having funeral needs.”
— Terry Duarte
“Grateful for Heritage Oaks and for the amazing love and care they have been since the passing of my sweet husband last week. They were also Wonderful 3 years ago when my sister past and Wendy and all the other staff have been really loving I'm grateful for their knowledge and care for my sweet husband”
— Rosemary Svetal
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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