David F. Koch Funeral & Cremation Services
520 Columbus Ave, Sandusky, OH, 44870
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“I wish I could give more then 5 stars!! David is a wonderful and caring person. Every step of the way he was helping us get through the most difficult time in our lives. You can absolutely tell the care they put in with the family member my father Jim looked wonderful just like himself. If you are looking for someone to treat you and your loved one like family then choose David. Koch Funeral Home!”
— Kelly Maynard
“My sister moved to Ohio and passed away shortly thereafter. I am not from this area, but was directed to this funeral home as one of many suggestions from the hospital. I was not in the mood to "shop" and I am so glad I made that decision. Mr. Koch and his daughter were so helpful and so wonderful. It is as if they knew exactly what we needed. The situation of grief is never easy, but these fine people made it exactly that. They gave me such peace of mind knowing that they would take care of my sister. Thank you isn't enough sometimes, but THANK YOU! from the bottom of my heart for taking care of my sister like you did. You run a wonderful family business and I sincerely wish you all the best. Thank you Kimberly North”
— Kim North
“I’d like to extend my sincere thanks for the nice job David and his staff did in arranging funeral services within my family. We’re grateful for the care and outstanding professionalism given to us during this difficult time. Even under such sad circumstances, it has been a pleasure.”
— Noah Covington
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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