Hartquist Funeral Home
207 Elm St, Luverne, MN, 56156
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Minnesota
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
What Families Say
“Hartquist Funeral Home and their entire staff were incredibly kind and supportive to our family. They answered every question with patience and guided us through each step of planning the service. When any of us struggled—especially our grandkids—they offered comfort and care. The funeral was beautiful and truly honored our loved one. We’re deeply grateful for the way they walked beside us during such a difficult time.”
— Dolly Van Der Weerd
“Jeff and his team did an excellent job for my father in-laws funeral, he was personable and spoke to the younger children to help them understand what they will see. Everyone was very professional but comforting at the same time, gave us space when we needed it.”
— Missy Fick
“We cannot say enough about the quality of service and the kindness we received from Lewis Epple and all the Hartquist staff. They guided us through a very difficult situation with a great deal of compassion.”
— Sarah
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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