Meda
741 Delaware Ave, Delmar, NY, 12054
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“Jim was incredible. During a very trying time he made the process very smooth and explained everything in details. His service was extremely prompt and the location on Madison Ave had wonderful character. Highly recommend to other families navigating the process of losing a loved one.”
— Evan W.
“My husband passed away unexpectedly. I would just like to thank you once again on behalf of myself and my family. Capital District Affordable Cremation Service provided compassionate & professional service with regard to my husband arrangements. The quality of compassion, empathy, and care was beyond exemplary. Highly recommended.”
— Eijah Miller
“I had never gone through this before so I was anxious when my mom passed about how to go about cremation and whatnot. Jim was immediately helpful in walking me through the process. They were more affordable than anywhere else so I wanted to talk with them first to make sure I wouldn't regret going "cheap" and they were so warm and welcoming that I did not regret it one bit. Jim was very communicative and accessible. One thing I would like to mention is that if your loved one was on Medicaid or had other circumstances that may qualify them for assistance, you could be able to get assistance from the county for this. I did not know this until AFTER I paid and they do NOT reimburse. You must apply for this prior to signing with the funeral home and they pay the funeral home directly. I wanted to share that info in the hopes of someone else not making that same mistake I did. No one tells you these things!”
— Cassie Miller-Leone
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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