Chiles-Laman Funeral Homes
1170 Shawnee Rd, Lima, OH, 45805
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
“Do you offer payment plans?”
Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Ohio
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“My family had a wonderful experience with Chiles-Laman Funeral Homes. Rob Brown was a gift to our family during our time of sadness. He was kind and extremely helpful. The flowers and gifts from the funeral home were hand delivered by Rob which again is going above and beyond what we had ever expected. The day of the funeral was very organized. We had a military graveside service and every one of our requests were met to honor my dad. This is an amazing funeral home filled with workers who truly know how to comfort and take care of the family’s needs.”
— Melissa Metcalf
“We just lost our Son September 12th and Chiles-Laman Funeral Home has been extremely wonderful. Especially Trevor Kill who walked us through everything and took care of us and our needs and our Son as well. He was so caring, patient and kind during the whole process. He handled all of the details of our son's service and made the worst time of my life much more bearable. He even helped us with our son's marker and he again was so patient with me as I probably seemed indecisive. I'm truly grateful for all that the Funeral Home and Trevor in particular did to help us and make the process so much less difficult.”
— Sonya Neff
“It was a heartbreaking time. No one cares to go through this, but it needs to be done. The staff touched every aspect of the details and we’re so kind and so courteous. Jon was so patient and accommodating almost as if he was actual family.”
— Sheila Eley
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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