Sterling & Smith Funeral Home
409 N K St, Tulare, CA, 93274
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Tina was very professional and accommodating. She made sure my grandmother’s day went perfect. She wanted something extremely intimate and we were given just that. She was handled with the greatest respect and care. Her ceremony turned out very nice and her hair and makeup looked like they took time preparing her remains, she looked beautiful being laid to rest. Thank you again Tina! From the Major/Chambers/Jenkins family”
— Virginia Chambers
“Tina was extremely helpful during this tough time for our family! We appreciate everything she did for us!”
— Nessah Destiney Esqueda
“This is a review for my experience with Mario Z. I had a rough start after my dad passing away. Thankfully I was able to get into contact with Mario and from then on, things went so smooth. He made sure to remind me about information and things that were needed, during a time where I had a hard time focusing. He was so kind and helpful and made sure I knew what was going to happen step by step. I will be forever grateful to him and to George for making my dad’s service a beautiful one.”
— Jackie Lakhan
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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