Clifford D. Garrett Family Funeral Home and Crematory
1020 W Okmulgee Ave, Muskogee, OK, 74401
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Oklahoma
$2,121 – $6,671
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,121–$6,671. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“My son who was disabled passed away in May 2025 and Cliff and his family did the most AWESOME job of taking care of our needs and the greatest service for my baby. I will most definitely be using their services again if needed.”
— MELLISSA RHODES
“This family goes above and beyond in every way to ensure your loved one is honored and celebrated. They leave no detail to chance and stay in constant contact with the family to ensure everything is perfect. I would give them 10 stars if that was an option. From the moment we met Cliff we were at ease with the entire process. I hope to not need cliff again anytime soon but he’s definitely got our family’s future business for sure!”
— joanie pierce
“The family at Garrett Funeral home went above and beyond to ensure the wishes of my husbands grandparents were carried out after their passing. They treated us like part of their own family and provided a beautiful service. Truly could not recommend them more.”
— Janna Christian
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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