Fulton-Theroux Funeral Service
13 Lake Ave, Niantic, CT, 06357
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Connecticut
$3,119 – $9,810
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,119–$9,810. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“Marty Palmieri was awesome to work with in pre-planning my arrangements. He took into account everything I wanted to make this easy for my family when the time presents itself.”
— Gail Glenn
“Nick and his team at Fulton Theroux treated us with such compassion and empathy that our family will always remember and be grateful. The coordination and planning was seamless and our service was flawlessly executed.”
— Michael Zakutansky
“Not only did Fulton Theroux handle my Dad's funeral back in September, they also took care of all the arrangements for my Mom's funeral in February. Both occasions were devastating for me, however the team at Fulton Theroux took care of everything from start to finish. They let us walk away from the service and return at a later time for our personal belongings. Thank you Nick and your entire crew.”
— Carole Coyle
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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