Meda
2260 Los Osos Valley Rd, San Luis Obispo, CA, 93402
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Average in California
$3,244 – $10,202
Source: NFDA 2023 · Direct cremation to traditional burial
Funerals in this area run $3,244–$10,202. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
“I was Really Impressed with Zan Suovanen (she was the person who helped me throughout the whole process, helping me get exactly what I wanted, but also making sure that it was affordable for me, since I'm on a limited income SSDI)!! She was Extremely helpful, and she took me on a tour of the grounds, she walked,me thru the whole process and explained everything to me!! I was Amazed with how it all came together so well--it was Perfect! I couldn't have asked for anything better! It was everything I hoped for, and then some!! When I walked in there for the first time (last Tues & met Zan) the whole atmosphere in that place (is very comforting, relaxing, and very peaceful)!! You walk in there and right away you get the feeling that the staff wants to help you in anyway possible!! Being there & (getting my end-of-life arrangements done with them), was the Best decision ever for me!! I'm Very happy with everything they did for me!! I highly recommend them!! Ann Nichols”
— Ann Nichols
“This being the first and only time I had to go through this was overwhelming. Ed helped me through this difficult time by answering all my questions. He guided me and my brother through the entire process and was always kind to us. We are so grateful for all his help and others that helped as well. The funeral was beautiful my mother looked beautiful and we were very happy. I want to say thank you so much for all your assistance. My grandmother and great grandparents are resting close to her as well. The views are beautiful and I’m comforted that my mom’s final resting place is close to where she grew up in Morro Bay. Thank you for your help. You are all so kind and helpful.”
— michelle swanger
“I can’t thank Los Osos Valley Memorial Mortuary and Memorial Park enough for their kindness and professionalism during such a difficult time. From the very beginning, their team showed incredible care and respect in helping me through the process of laying my father to rest. A very special thank you to Keyna, who went above and beyond to make sure everything went smoothly. She showed true compassion—not only handling the arrangements with grace and empathy—but even coming in on her day off to personally deliver my father’s remains to me. Her act of kindness saved me an additional two-hour trip to Arizona, and I will never forget the thoughtfulness and care she showed during one of the hardest moments of my life. Thank you, Keyna, and the entire Los Osos Valley team, for treating my father and our family with such dignity and compassion. You made a painful experience just a little easier to bear, and for that, I am deeply grateful. — Victoria A.”
— Victoria Alarcon
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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Many funeral homes allow you to spread the cost over time. Ask about down payments, terms, and financing options.