Starks Family Funeral Homes - Clark Chapel
405 Center St, Dowagiac, MI, 49047
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Michigan
$2,370 – $7,456
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,370–$7,456. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“In life's most challenging moments, Lori and her team stood as a beacon of care and support, guiding us with grace and compassion. The team's unwavering dedication and kindness turned a time of sorrow into a celebration of love and cherished memories. Their attention to detail and heartfelt approach ensured that every aspect of the service honored my Mother beautifully. We are profoundly grateful for the care and dignity shown by Lori and her team. Their efforts reminded us that even in grief, there is room for hope and healing. I wholeheartedly recommend their services to anyone seeking a compassionate partner during life's most tender moments.”
— Jamie Handshoe
“I can’t say enough about the service, professionalism and compassion the staff at Starks showed our loved one and family. Jason was right there from the start to finish. The staff was just wonderful to work with and made the process of celebrating a life very easy and smooth. Thank you Starks”
— 13 Redwood Lane USA
“Want to personally thank Jason and his staff at Clark’s funeral home. They walked me through step by step and explained everything in detail Was so very helpful and was not rushed for decisions. Feel they went above and beyond what we needed. And even days after their service was very helpful. With out any doubt i would recommend to anyone who has a need for this service Thank you Jason and Caitlin and your staff Thank you for all you have done for our family”
— Frank Skibbe
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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