Michael J. Higgins Funeral Service Inc.
321 S Main St, New City, NY, 10956
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in New York
$3,368 – $10,595
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $3,368–$10,595. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Business Hours
What Families Say
“From our initial phone conversation, the staff at Michael J. Higgins Funeral Service displayed caring, professionalism, and attention to detail, which put my mind at ease. They handled every aspect of the planning with utmost care, making what could have been a heartbreaking experience manageable. They helped us create a beautiful celebration of life that truly reflected my brother’s personality. The attention to detail was remarkable, from the photo display to David’s heartfelt final goodbye. Jerry, you poured your heart into your work and treated us like family. I can’t thank you enough for your help during this difficult time. You made the process seamless. Elvis were amazing at answering every question with respect and grace. You are truly exceptional at what you do.”
— Myrlene M
“Used Higgins recently to plan the burial of my sister. Gerard was so compassionate and made sure nothing was missed. There was no pressure to add unnecessary things but rather the opposite where we were encouraged to seek a cheaper alternative. They took care of the church and the cemetary for us as well. The wake was well done and we were not rushed at the grave site. We were told to take as long as we needed. Great experience.”
— michael corkery
“Thank you for taking care of father's funeral. From the director and to when we picked up the ashes, all treated us with kindness and empathy. Thank you and God bless. Courtney, a special thank you to you for everything, i will never forget such kindness. Your help through this difficult time was impeccable. Thank you”
— Michelle Hefner
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
Are you Michael J. Higgins Funeral Service Inc.?
Claim your free listing to receive the families we connect you with, show your services and pricing, and partner with MedaSynq — at no cost.
Claim your free listing