Hartzler-Gutermuth-Inman Funeral
403 W Franklin St, Elkhart, IN, 46516
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Indiana
$2,246 – $7,063
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,246–$7,063. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“Words can hardly express the gratitude our family feels for the incredible compassion, professionalism, and grace shown by Hartzler-Gutermuth-Inman Funeral Home. From the very first phone call, it was clear we weren’t just another family, they treated us like their own. Every detail was handled with such care and respect, going far beyond our expectations. The staff didn’t just assist—they anticipated our needs before we even voiced them. The atmosphere they created was one of warmth, dignity, and heartfelt support that carried us through one of the most difficult times in our lives. They honored our loved one with a level of reverence and beauty that brought both tears and comfort to everyone in attendance. No request was too big or small. They even took extra time to ensure every flower, photo, and personal touch reflected exactly who our loved one was. It was nothing short of perfect. This is more than a funeral home, it’s a place of healing, run by people with rare hearts. Thank you for going above and beyond in every possible way. You gave us more than a service, you gave us peace. If I could give 10 stars, I would. 🌟🌟🌟🌟🌟🌟🌟🌟🌟🌟”
— Anthony Elkins
“Hartzler's funeral home was very nice especially Lily the one funeral director. She was very sweet and attentive to all my concerns and needs. I would recommend this funeral home to anyone. They are very professional and truly heart warming in my time of loss.”
— Therese Williams
“Everyone at Hartzler-Gutermuth , especially Kevin, were absolutely amazing and were so incredibly helpful along the way! They were also so incredibly accommodating with our special circumstance! We could never thank them enough for all they did for us!”
— Alexis Martin-Klose
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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