Thomas S. Lowther Funeral Home & Crematory
1655 27th St, Vero Beach, FL, 32960
License #fd5949
Questions to Ask When You Call
You're not expected to know this. These questions help you compare and avoid surprises.
“Can I see your General Price List?”
Federal law (FTC Funeral Rule) requires them to give you itemized pricing. You have every right to ask.
“Do you accept insurance assignment?”
This means they bill the insurance company directly. You don't pay thousands upfront and wait to be reimbursed.
“What's included vs. what's extra?”
Packages may not include everything. Ask about the casket, embalming, transportation, facility fees, and death certificate copies.
Know Your Rights
The FTC Funeral Rule protects you. Every funeral home must provide an itemized General Price List if you ask — in person or over the phone. You are never required to buy a package and can choose services individually. You also have the right to use a casket purchased elsewhere.
Payment & Financial Options
Average in Florida
$2,495 – $7,848
Source: NFDA 2023 · Direct cremation to traditional burial
If they had life insurance, it can cover this
Funerals in this area run $2,495–$7,848. If your loved one had a life insurance policy, the benefit can cover these costs — and we'll file the claim and handle the carrier for you, even without the policy number. $0 upfront, and nothing if it doesn't pay out.
Services Offered
Business Hours
What Families Say
“When my husband passed away suddenly right before Christmas, I was completely overwhelmed and barely functioning. Ryan and Saranne at Lowther Funeral Home in Vero Beach were honestly a Godsend during one of the worst times of my life. They handled everything with such quiet kindness and respect—no pressure, no rush, just real compassion. They sat with me, listened when I couldn’t even finish sentences, and gently walked me through all the decisions for the memorial service. I remember Ryan patiently explaining options when my mind was foggy, and Saranne making sure little details were taken care of so I didn’t have to think about them. Their experience really showed—they knew exactly what paperwork needed doing, what choices I had, and how to make things feel less overwhelming. It didn’t erase the pain, but it made the whole process so much less awful than it could have been. I’m truly grateful for how they took care of me when I needed it most. If anyone in the Vero Beach area is going through this, I can’t recommend Lowther Funeral Home enough. Ryan and Saranne (and the whole team) are caring, professional, and genuinely good people.”
— Nancy Vandergrift
“I want to sincerely thank Lowther Funeral Home for the incredible care and compassion they showed my family during one of the hardest times of our lives. When my mom passed away, Ryan and Jeff went above and beyond to make everything go as smoothly as possible. They guided us through every step with kindness, patience, and professionalism, making a very difficult process a little easier to bear. The way they took care of my mom after she passed was so gentle and respectful. It brought us so much comfort knowing she was in such loving hands. Every detail was handled with care, and their thoughtfulness truly meant the world to us. Thank you, Ryan, Jeff, and the entire Lowther team, for your compassion and for treating our family, and my mom, with such tenderness and respect. We will always be grateful. Gayle Savage-Rossi and family”
— G Rossi
“The best in personal service... Ryan Lowther, having officiated cremation of my husband earlier this year, recently provided my family with arrangements for aerial distribution for my husband's remains. He was so very gracious and acommodating, handling all details and special requests for this most appropriate farewell from family and friends. He communicated all details to allow us to be present and view the send-off, and then forwarded his enroute photos for us to view. We were honored by their personal attention, paying tribute to our loved one. I can't imagine being treated more graciously. Lowther Funeral Home is the ultimate in compassion and professionalism.”
— Diane Ahrens
We can help with what comes next.
We file the life insurance claim and recover unclaimed property — the payout can help cover costs like these. $0 upfront.
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